Athanasia Tsene

Athanasia is a leading expert in banking & finance, with vast experience in structuring, drafting, negotiating and advising on the feasibility and implementation of international financial transactions, including on security and hedging arrangements.

Athanasia has acted in innovative and groundbreaking deals which have paved the way for future transactions in the banking sector. Her broad practice encompasses secured and unsecured corporate, asset, acquisition and structured financings and an expertise in securitisations. She has also been involved in most transactions for the sale, transfer and servicing of non-performing loan portfolios of the Greek banks. She has extensively advised funds and credit and financial institutions on regulatory compliance in the context of all the above transactions, as well as on financial restructurings and insolvency proceedings.

She joined the Firm in 2001 and her clients include all the major banks and financial institutions that are active in the Greek market.

Athanasia holds a Degree in Law from the National & Kapodistrian University of Athens and an LLM in European Internal Market, Comparative Conflict of Laws, Law of Restitution and Jurisprudence and Legal Theory from the University of London (External Programme). She is admitted to the Athens Bar (1989) and the Supreme Court of Greece (1997).

The Legal 500 EMEA 2021 Recognition
May 2021

Top Tier recognition in The Legal 500 EMEA 2021

Bernitsas Law is ranked in the Top Tier in the Legal 500 EMEA 2021. ‘a diverse team ... probably best in the country ... an excellent structure and understanding of the market ... highly professional attitude with appropriate knowledge and perfect consultancy ... brilliant to work with ... able to grasp information to a very high level ... available at all times in order to help their clients ... professionalism, responsiveness, flexibilty ... 360-degree expertise’.

The Legal 500 EMEA 2021 Recognition
May 2021

The Legal 500 EMEA 2021 Client Testimonials

Bernitsas Law receives Top Tier Recognition in the Legal 500 EMEA 2021. Read here client testimonials. 

'The entire team has business acumen and understanding; it is results-oriented and offers great value to businesses.’  ‘Bernitsas Law Firm has a team of lawyers who are dedicated to their clients, highly professional and experts in their fields of specialisation. They are very prompt with their responses and their legal opinions are always very clear and informed.'

Piraeus Bank NPE 1.9bn
Jan 2021

Bernitsas Law advises Piraeus Bank on €1.92bn NPE securitisation

Bernitsas law acted as Greek counsel to Piraeus Bank in connection with its first public NPE securitisation in the Greek market, with a gross book value of €1.92bn comprised primarily of non-performing residential mortgage loans. The securitisation is expected to be enrolled in the Hercules Asset Protection Scheme (Hercules), a guarantee scheme introduced by the Hellenic Republic.

Bernitsas Law contributes to Hogan Lovells Covid-19 Summary of National Payment Moratoria Measures in Europe
Jan 2021

Hogan Lovells Covid-19 Summary of National Payment Moratoria Measures in Europe

Bernitsas Law contributes to Hogan Lovells COVID-19: Summary of National Payment Moratoria Measures in Europe which summarises key national payment moratoria measures and other reliefs related to the COVID-19 pandemic which have been introduced in various European countries and which are relevant in the context of structured finance transactions.

Direct Lending - Who is Lending in the New Diversified Financial Market? at the 33rd International Financial Law Conference Panel Participation